Privacy Policy
We are committed to protecting the privacy rights of our users. For
this reason, we continually develop and maintain a privacy framework
within which our users can obtain information and exercise their
rights with respect to their information and privacy. Our Privacy
Policy is intended to tell you what information we collect, how we use
it, and the choices you have regarding the use of certain information.
The most important parts of our full Privacy Policy are set out below
for your information. Our Privacy Policy applies to website visitors.
The purpose of this summary is to convey the key points to you in
easy-to-understand language, but the full version of our Privacy
Policy is legally binding.
Information We Collect and How We Use It: When you visit our websites,
we collect certain information about your visit, interaction with the
content, the website you came from and are going to, and some
additional technical information about your device and system from
which you use the services. If you choose to use any of the
"click-to-call" services we offer, the phone number you called from
may be collected for a limited period of up to 3 months. The
information is used to operate our websites, provide the services,
improve them over time, track analytics and statistics, and
synchronize and relax payments to our business partners (including
customers, suppliers and affiliates). We will not share your
information unless we are required to do so by law or as necessary to
provide our websites and services. We encourage you to read,
understand and re-read the full Privacy Policy from time to time or
contact us. >This Privacy Policy covers:
- Terms of Use
- Our legal basis for processing
- The information we collect
- Consent, Choices and Changes
- Purposes of data collection
- Transfer of your data to third parties
- Links to and Interactions with Third Party Properties
- Access and accuracy; deletion
- Options and opt-out
- Do Not Track Notice for California
- Information security
- Data protection for children
- Users outside the United States
- Obligation
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Terms of Use. This Privacy
Policy is an integral part of the Website Terms of Use (hereinafter
"Terms"). Any capitalized terms in this Privacy Policy that we do
not define will have the meanings given to them in the Terms.
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Our legal basis for processing. We process and use personal data in accordance
with data protection laws. Our legal basis for processing your
personal data is usually one or more of the following:
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Performance of a contract. By accessing or using the Website, you request
that we provide you with the Services in accordance with our Terms
of Use. To do so, we need to process some of your personal data
(such as your IP address).
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Placed Benefits. We may use
some of your Personal Information when we have a legitimate business
reason to do so. We use this Personal Information to operate,
improve, and promote the Services (for example, when we customize
your experience on the Services or for analytics purposes) and to
protect our business (for example, to prevent fraud or ensure site
security).
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Legal obligations. In some
cases, the use of your personal data is necessary to comply with a
legal obligation or legal requirement (e.g. handling complaints from
users or authorities).
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Acceptance. In certain
cases. We ask for your consent to process and use your personal data
to provide additional services (e.g. when you subscribe to our
newsletter or provide us with personal data to receive personalized
offers).
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The Information We Collect When you visit the Site or use the Services, we
may collect certain information about your visit and use of the Site
and Services in one or more of the following ways:
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Information you give us. Some services require you to provide or submit
certain personal information in order to use them. Some features
and/or services require the provision of personal information,
subject to your explicit and active consent (e.g., newsletters that
may be available from time to time on certain websites, promotional
materials and forms) and your choice, and some are collected when
you consent as described in this Privacy Policy below.
For the purposes of this Privacy
Policy, personal data
means information that can be used, either alone or in combination
with other information, to identify an individual, such as first
and last name, email address, telephone number, home or other
physical address, and other contact information. In some
jurisdictions and given the way we use data, the IP address that
your ISP assigns to your device may also be considered personal
data. In this case, we treat the information as personal data in
all processing and security aspects, but we do not use this
information to identify or personalize the user.
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Third Party Forms and Services: The Site lists, categorizes and compares
various third party companies, brands and commercial entities
(collectively,
" Partners ")
and their respective products and/or services (collectively,
" Products ").
From time to time, we may offer you offers, services and products
from Partners through the Online Service. A form that you may
complete upon request and to which you agree. This information is
used to facilitate your contact and/or engagement with the
respective Partner
( Management ).
You may be redirected to a landing page or online form owned and
operated by the Partner company (; Landing Page ); in the same way, you may be redirected
to the home page of other sites and online searches. In both cases,
however, you may be asked to enter certain information on the
landing page, including personally identifiable information such as
name, email address and phone number (collectively, this information
is referred to as Landing Page Information ). The Landing Page Information you submit is collected
directly by the Partner who provided it and includes its own privacy
policy and information about data collection practices. We encourage
you to read this Privacy Policy to better understand the purposes
for collecting and using the personal information you provide.
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Contact Us. If you send us a
"contact request" (or similar request), either by submitting an
online form we provide or by sending an email to the email address
provided, we may need to share certain personally identifiable
information such as your name and email address, by using the
feedback or reports feature on the Site. This information, including
the content of your contact information, will be used to process and
respond to your request and for legitimate business purposes
described more fully in Sections 4 and 5 of this Privacy Policy.
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Blogs, newsletters, surveys and offers. The Site may contain a blog forum, reviews and
articles containing information about our services, partners,
products and the relevant industry. The Site may also offer you the
opportunity to subscribe to newsletters and participate in surveys
and other promotional activities (some of which may be administered
by us and some of which may be provided by third party services with
which we partner). In each of the above cases, your interaction (for
example, responding to a blog forum, subscribing to a newsletter or
completing a survey) may require you to provide certain personally
identifiable information, such as your name and email address. In
such case, the information you submit will also be shared directly
with that third party and used in accordance with this Privacy
Policy and that third party's own privacy policy.
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Information we collect about you. We collect information about your use of the
Services and your interaction with the Site or Services as follows
and in the following ways:
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Device Information: For
deployment and compatibility purposes, such as language, geographic
location, and time zone, we collect device information such as
device type and version, operating system type, language and
version, and information that can be extracted from the user, such
as browser type and version, screen resolution.
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Interactions and Usage: To
provide the Services, operate the Site and continually improve it so
that we can sync with our partners and affiliates, we collect
information about your interaction and use of the Services, such as:
URLs that referred you to the Site, which internal website URLs you
visited and which service-related actions (e.g., views or clicks)
you performed, date/time stamp of website usage, times of clicks and
impressions.
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Log files: We collect
information through server log files, but also through website
tracking technologies such as pixel tags. We do this to analyze
trends, monitor user engagement and interaction with the website and
similar services. The types of information collected may include IP
addresses assigned to your device by your Internet service provider.
We collect IP data for a limited time and for specific purposes. One
of them is to better understand your geographic location (country,
region and language) so we can provide the services in your own
language and home country. Second, we use automated tools to analyze
IP addresses and flag fraudulent addresses.
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Cookies and Similar Technologies. The Site may use cookies and other anonymous web
tracking technologies (such as web beacons and pixel tags)
implemented by us or third parties. A cookie is a small file
containing a string of characters that is sent to your computer when
you visit a website. When you return to the Site, that site uses a
cookie to recognize your browser. Cookies can store your online
preferences and other information about your interaction on the
Site. You can set your browser to refuse all cookies, or to indicate
when a cookie is being sent to your browser. However, some features
or services of the Site may not function properly without cookies
and some features may not be available to you.
For more information about the types of cookies used and the use
of cookies/tracking technologies on our website, please see our
Cookie Policy.
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Information We Receive from Third Parties. Like many Internet-based services, the Site and
Services are operated and provided in collaboration,
synchronization, and interaction with third parties, including
partners, affiliates, and other third parties. To enable and
facilitate such synchronization, we may receive information from
third parties, such as advertisements, form submissions, or phone
calls). Some websites allow you to use the Service on a per-click
basis, in which case third parties facilitate call routing,
tracking, and feedback to ensure success. In such cases, the phone
number you called from may be shared with us (without any other
information you provide) for a limited time and to process referrals
and successful calls to our partners. Other than for that purpose,
we will not use this information unless you give us your express
consent.
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Consent, Choices and Changes. You are not required by law to provide us with
any Personal Information (and you agree that providing Personal
Information is voluntary), nor are you required to use the Site at
all. By accessing the Site and using or interacting with the
Services, you agree to this Privacy Policy and the information
practices described herein. If you do not agree to this Privacy
Policy, please do not access or otherwise use the Site or Services.
Some services require the provision of certain personal data, in
which case you can choose whether or not to use those services.
Please note that even if you have provided us with your personal
data, you have the absolute right to withdraw this consent at any
time (see Section 8 below for more information on refusal and
withdrawal of consent).
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How we use personal information. In addition to the other uses described in this
Privacy Policy for the information we collect (including your
personal information, collectively, your
information), we also use personal information in the following
ways:
To provide the Site and Services to you generally and to
continually improve them. We use your information to: (a) operate
and provide the Site and Services to you; (b) develop and
generally improve the Site and Services; (c) count and track
referrals and advertisements (defined in Section 5); (d) human
user validation and fraud prevention controls; (e) respond to
inquiries and other communications with you; (f) identify or
authenticate your access to and use of the Site.
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Sharing your data with third parties. We do not share your personal data with third
parties, except in the following cases:
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Data storage and security platforms ( Data Platforms ); We use third-party cloud and storage
services to store and store your data. This means that we may send
or otherwise share your information to or with third-party companies
around the world, including in the United States, to store the
information on our behalf or for other processing purposes. These
companies include Amazon Web Services (whose privacy policy is
available at:
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Social media platforms. We may share anonymized information with
social media platforms (such as Facebook, LinkedIn, etc.) for
marketing and operational purposes. These social media platforms may
independently collect your personal information and combine it with
identification information that we provide in connection with the
personal information we collect and to which you have provided your
separate and independent consent. Any such actions, and any personal
information that may be derived therefrom, are subject to the
privacy policy of the applicable social media provider and are
outside of our control, control or knowledge.
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Other Third Parties. We may send or otherwise disclose your
information to various third parties who assist us with our business
(such as customer service representatives and providers of email or
telephone management services) who help us understand how our users
use the Site and Services and help us improve them. These third
parties may have their own privacy policies that they follow, and we
require them to provide them when providing their services. We
encourage you to read this Privacy Policy again when these third
parties provide their services directly to you. In addition, these
third parties (and their servers) may be located anywhere in the
world.
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Execution. We may disclose your personal information to third
parties if we believe that disclosure is useful or appropriate: (a)
to satisfy any applicable law, regulation, legal process or
governmental request; (b) to monitor compliance with our Terms of
Service, including investigation of potential violations; (c) to
detect, prevent, or otherwise address fraud or data security issues;
and/or (d) to protect against violations of the rights of our
affiliates, users, ourselves, and/or the public.
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Partners and Products. The Services may require you to complete an
online form if you choose to do so and are interested in obtaining
more information about one or another service
( Online Form ). In such case, we may send or
otherwise share your Online Form information with the Partner about
whom (or whose product) you wish to receive more information or with
whom you have expressed interest in doing business (Correspondent
Partner and Relevant Product ) so that the Correspondent can contact you
with the information you requested. If the Online Form information
does not relate to a specific Partner or product you clicked on, we
may send or otherwise share your Online Form information with a
Partner that offers services or products similar to your request. In
each case, you agree that (a) the Partners may contact you using the
information you provide in the Online Form; (b) we have no control
over how the Partner may contact you or what the subject of any such
contact is; and (c) each Partner must provide its own privacy
policy, so it may not follow this Privacy Policy, and (d) Partners
(and their servers) may be located anywhere in the world.
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Merger, Sale or Bankruptcy. If we or any of our affiliates are
acquired by or merged with a third-party company, or we otherwise
sell all or a portion of our assets, we may (and hereby reserve the
right) transfer or disclose Personal Data and other information we
collect or receive. In such cases, we will require the receiving
entity to disclose its privacy practices and grant you all of your
rights to reside in that jurisdiction.
We may also share some non-personal information with the following
types of third parties under the following circumstances:
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Third parties engaged or hosted by us, or who provide us with
services and features we may make available to you, collect
information about the Site and visitors' interactions with content
and features on our behalf or to provide their services. We do this
when we use or provide third party technologies, services or
features, or when we otherwise grant these third parties access to
our Site or technology for specific purposes as described in the
Privacy Policy or on the Site. We may use analytics tools such as
Google Analytics and Tableau. These tools help us understand user
behavior on our Site and Services, including tracking page content
and clicks/touches, movements, scrolling and keystrokes. The privacy
policies of these tools are subject to their respective policies,
and they may use their own cookies to provide their services.
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Links and Interactions with Third Party Properties. The Site may contain links to third party
websites (e.g., affiliate sites), content, and other online
resources (collectively, " Third Party Resources" ). Information related to access to Third
Party Websites, as well as any Personal Information you provide
through such Third Party Properties, will be provided to the third
parties (although we and our affiliates may have agreements with
such third parties to return or share such information and Personal
Information with us). We are not responsible for the privacy
practices of such third parties or for such third party features,
products, and related data collection practices. We encourage you to
read the terms of use and privacy policies of any Third Party
Properties you use or interact with.
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Access and Accuracy; Deletion. Except as described in this Privacy Policy and
for specific uses and purposes, we do not store information in a way
that allows us to identify it personally. Therefore, requests to
access, change or delete your information can only be processed in
cases where you have submitted such information or used a service
that involved the collection of personal information.
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Choices and Opt-Out. You are
free to provide us with your information for the purposes described
in this Privacy Policy. You can exercise your rights in relation to
your personal information and the jurisdiction of your residence at
any time. For example (if applicable and relevant):
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Cookies and tracking technologies. You can set your browser to refuse and/or block
cookies from the Website or third-party services (see section 2.2.4
for details).
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Review and update your personal information or request its removal
from our servers (see Section 7 for more information).
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Rights of EU data subjects. Any personal data we collect under this Privacy
Policy will be processed in accordance with the GDPR. As a user
residing in the EU, you can:
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Access to stored personal information. We must ask you to
provide us with certain identification information to verify
that you are who you say you are. If you discover that any
personal information is not accurate, complete, or current,
please provide us with the information necessary to correct it.
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Contact us if you wish to withdraw your consent to the
processing of your personal data. The exercise of this right
does not affect the lawfulness of processing based on your
consent before its withdrawal.
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Request deletion or restriction of access to your personal data.
If you exercise one (or more) of the rights set out above, you
have the legal right to request information about third parties
that appropriately hold your personal data in accordance with
this Privacy Policy.
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Responsible for processing your personal data for direct
marketing purposes when your personal data is used for such
purposes.
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You have the right to lodge a complaint with a data protection
supervisory authority.
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Finland. If you live in
Finland, you can request certain information regarding the
disclosure of personal information to third parties for their direct
marketing purposes. If you would like to make such a request, please
send us an email.
If you have any further questions about your personal data, you can
always contact our data protection team on the website.
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Information security. We and
relevant third party services/affiliates implement data security
systems and procedures to protect the data transmitted, processed
and stored on our website, computer servers and systems. For
example, the website is encrypted with SSL and, as with all data
transmitted, we regularly review our data and data collection
practices to ensure control. We use third party processing and
delivery services that implement various data security standards and
certifications (at rest and in transit) and monitor and filter
access to data when it comes to our organization's personnel. Such
systems and procedures reduce the risk of data breaches but do not
provide absolute security as there is no global network. For this
reason, we cannot guarantee that the website and our server are
secure from unauthorized access to data stored on it and other
security risks.
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Children's Privacy. The Site
or Services are not intended for children under the age of 16. For
this reason, we do not intend to collect Personal Information from
anyone we know to be under the age of 16. If we learn that we have
collected Personal Information from a child under the age of 16, we
will use commercially reasonable means to delete that information as
quickly as possible.
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Users outside the United States. We may transfer your information (including
Personal Data) outside the country in which it was collected or in
which you reside (for example, the United States), including to a
country where the level of protection for personal data may not be
equivalent to that of your country of residence. However, in this
case, we will ensure that all contractual safeguards are in place
(for example, by verifying Privacy Shield certification) to ensure
that your information is processed in a manner that provides
adequate protection when transferred or exchanged between third
parties.
By providing personal information and using the Services, you
expressly consent to the use of such information in accordance
with this Privacy Policy and to the transfer of your information
to another country (e.g., the United States).
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Commitment. Protecting your
privacy online is an evolving practice and we do our best to develop
our website to comply with these requirements and best practices in
all jurisdictions in which the website is available.